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SOFI
Volume: 89.98M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 14%
Buy 29%
Hold 43%
Sell 14%
Strong Sell 0%

Bulls say

SoFi Technologies is a leading player in the digital lending and neobank space, with a profitable user base and a bank charter that provides competitive advantages and improves the unit economics on lending products. The company has a rapidly growing technology products and solutions division, which presents long-term growth opportunities and potential for multiple expansion, and we maintain a buy rating with a target of $25. However, a prolonged economic downturn could impact the company's lending-related revenue and credit losses, which may affect earnings and capital ratios. Overall, we view SoFi Technologies as a strong player in the financial services industry with potential for continued growth and success.

Bears say

SoFi Technologies is a company with a strong brand in the financial industry, offering a wide range of services through its mobile app and website. However, its recent quarter guidance was weaker than expected, and the company has maintained its outlook for 2026, which no longer includes potential rate cuts. Despite strong growth in personal loans and technology products, increased regulatory scrutiny and a potential economic downturn could impact the company's growth and profitability, leading to potential downside risk for its stock price. While the company has a well-capitalized balance sheet and is competitively positioned in the market, there are concerns about its reliance on private debt/funding and the potential impact of a more volatile capital market.

SoFi Technologies (SOFI) has been analyzed by 14 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 29% recommend Buy, 43% suggest Holding, 14% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 14 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Jul 18, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.86, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.86, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 89.98M

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