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SOFI
Volume: 50.17M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 17 analyst ratings
Hold
Strong Buy 12%
Buy 35%
Hold 41%
Sell 12%
Strong Sell 0%

Bulls say

SoFi Technologies is expected to continue seeing strong financial results and growth, driven by its diversified product offerings such as personal loans, credit cards, mortgages, and investment accounts. The company's recent acquisition of Galileo has also diversified its revenue streams and expanded its potential customer base. The company's strong balance sheet and high returns on investment indicate a stable and profitable future for the company, making it an attractive investment opportunity for long-term investors.

Bears say

SoFi Technologies is heavily reliant on its lending-related activities for revenue, which makes the company vulnerable to economic downturns and potential credit losses. Additionally, the recent acquisition of Galileo has added to the company's dependence on its lending platform and could result in unfavorable terms for raising capital in the future. While the company's technology products and solutions division has been a growth driver, the recent quarter's results showed a slowdown in this segment due to a large customer completing a transition away. Furthermore, SOFI's 2026 outlook and originations mix for personal loans signal potential challenges for maximizing returns and maintaining demand in a competitive lending market.

SoFi Technologies (SOFI) has been analyzed by 17 analysts, with a consensus rating of Hold. 12% of analysts recommend a Strong Buy, 35% recommend Buy, 41% suggest Holding, 12% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 17 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Sep 15, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.18, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.18, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 50.17M

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