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SOFI
Volume: 56.07M
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SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 13 analyst ratings
Hold
Strong Buy 15%
Buy 8%
Hold 54%
Sell 23%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated substantial growth, with adjusted revenue reaching $949.6 million, reflecting a year-over-year increase of 37.7%, significantly surpassing previous estimates. Furthermore, the company's GAAP revenue for the third quarter hit $961.6 million, also up 37.9% year-over-year, indicating robust operational performance and increased market demand. The firm's strategic initiatives, including acquiring a bank charter and expanding its technology product offerings, position SoFi for continued growth and improved unit economics in the competitive digital lending market.

Bears say

The excerpts suggest a negative outlook for SoFi Technologies, primarily due to the potential impact of a prolonged economic downturn, which could lead to broad-based credit weakness, adversely affecting the company’s loan portfolio through negative fair value marks and increased provision expenses. Furthermore, the anticipated deceleration of growth in technology products and fee income, alongside the constraints in Marketplace lending, may result in underperformance in earnings per share (EPS). Additionally, risks such as lower portfolio remarking, a slowdown in new account growth, and elevated expenses further contribute to concerns regarding SoFi's earnings and capital ratios.

SoFi Technologies (SOFI) has been analyzed by 13 analysts, with a consensus rating of Hold. 15% of analysts recommend a Strong Buy, 8% recommend Buy, 54% suggest Holding, 23% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 13 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Nov 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.04, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.04, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 56.07M

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