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SPFI
Volume: 65.03K
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SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated a robust loan performance, with an increase in payoff activity amounting to $15 million quarter-over-quarter and an overall loan yield rising to 6.76% following a 9 basis point increase. The company's strategic advancements in treasury management are expected to contribute to a moderate growth in noninterest income, projected at 10-15% starting in the second quarter of 2024. Despite a rise in nonperforming loans (NPLs) as a percentage of total loans to 34 basis points, the overall financial health remains strong, bolstering a positive outlook for future performance.

Bears say

South Plains Financial Inc. faces a negative outlook primarily due to a declining net interest income trajectory, with a reported decrease in loans of approximately $40 million over the past 15 months, indicating slowed loan growth. Additionally, the concentration of its operations in Texas exposes the company to economic downturns in that region, increasing vulnerability compared to more geographically diversified peers. Competitive pressures, regulatory uncertainties, and potential adverse shifts in interest rates further contribute to the risks that may negatively affect the company’s financial performance.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 65.03K

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