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SYF
Volume: 44.65K
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Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 24%
Buy 35%
Hold 41%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial demonstrates a positive financial outlook characterized by a notable margin improvement, which increased 32 basis points year-over-year to 14.78%. Additionally, the company experienced a robust 10% year-over-year growth in new accounts during the third quarter of 2025, alongside rising frequency and average ticket sizes, indicating strong consumer engagement. Furthermore, net interest income rose to $4.5 billion, reflecting a sequential increase of 1.3% and a year-over-year growth of 2.6%, underscoring continued revenue growth amidst a stable expense level.

Bears say

The financial outlook for Synchrony Financial indicates a negative trajectory, primarily due to lower net revenue guidance for 2025, which has raised concerns about potential misses in growth expectations for 2026. Additionally, the company faces risks related to a deteriorating economic environment, increased competitive pressures, and potential losses of retail partners, all of which could adversely affect loan and revenue growth. The anticipated deterioration in asset quality may lead to significantly higher credit losses, further compounding the challenges facing Synchrony Financial.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 24% of analysts recommend a Strong Buy, 35% recommend Buy, 41% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $82.59, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $82.59, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 44.65K

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