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SYF
Volume: 578.9K

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 18 analyst ratings
Buy
Strong Buy 28%
Buy 39%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial is seeing impressive new account origination, increased merchant partnerships, and better-than-expected credit trends that offset slightly worse revenue trends. While the primary downside risks include rate cuts and competition from consolidation lenders, Synchrony's strong partnerships and increasing focus on non-card point of sale financing should support positive loan growth and drive strong margins. With a fair valuation based on book value and estimated EPS, coupled with Synchrony's potential for continued growth, our third party financial analyst holds a buy rating for Synchrony Financial.

Bears say

Synchrony Financial is currently facing several challenges, including underperformance in non-co-branded cards and slower merchant additions. It is also worth noting that the company's credit provision expense was lower than expected, but this was due to lower estimates of losses and too optimistic projections for loan growth. Additionally, Synchrony may face competition from credit card debt consolidation lenders and potential rate cuts from the Federal Reserve. Overall, while there are potential growth opportunities for the company in the future, its current valuation adequately reflects both positive and negative factors, leading to a Neutral rating from BTIG.

Synchrony Financial (SYF) has been analyzed by 18 analysts, with a consensus rating of Buy. 28% of analysts recommend a Strong Buy, 39% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 18 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Jun 17, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.06, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.06, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 578.9K

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