
Bancorp (TBBK) Stock Forecast & Price Target
Bancorp (TBBK) Analyst Ratings
Bulls say
Bancorp Inc has demonstrated strong financial metrics, with core net interest income (NII) expected to increase by 2.0% quarter-over-quarter, driving core net interest margin (NIM) closer to 4.63%. The company's growth trajectory is supported by a robust 19% year-over-year expansion in noninterest income and anticipated acceleration in gross deposit volume, projected to elevate total fee income by high-20% percentages leading into 2025. Additionally, the company is poised to significantly enhance its credit sponsorship balances, which rose by $174 million quarter-over-quarter, with expectations of exceeding $1 billion by the end of 2025, indicating strong revenue growth potential and improved profitability.
Bears say
The Bancorp has reported a 14% quarter-over-quarter decrease in substandard balances, attributed partly to the sale of a $32.5 million credit, yet management maintains expectations for a consistent decline in such loans. Within the real estate bridge lending (REBL) portfolio, substandard loans also decreased by 9% quarter-over-quarter, although concerns remain regarding macroeconomic risks such as rising unemployment and a weakening housing market, which could accelerate credit losses unexpectedly. Additionally, competitive pressures may negatively impact the company's profit margins, raising concerns over long-term profitability and risk management that could further impair outlook on Bancorp's stock performance.
This aggregate rating is based on analysts' research of Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Bancorp (TBBK) Analyst Forecast & Price Prediction
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