
TriCo Bancshares (TCBK) Stock Forecast & Price Target
TriCo Bancshares (TCBK) Analyst Ratings
Bulls say
TriCo Bancshares has demonstrated a robust financial performance, with end-of-period loans held for investment (HFI) growing by 8% on a linked-quarter annualized basis, driven by a significant increase in originations and draws. The company's core fees also experienced a healthy rise of 6.3% quarter-over-quarter to $17.1 million, indicating improved service charge revenues and solid operational performance. Furthermore, revised earnings per share (EPS) estimates for 2025 and 2026 have been increased to $3.57 and $3.95, respectively, reflecting expectations of stronger net interest income (NII), enhanced fee generation, and reduced non-interest expenses (NIE).
Bears say
TriCo Bancshares may face challenges due to its heavy reliance on net interest income as its primary revenue source, which can be adversely affected by fluctuating interest rates and economic conditions. Additionally, the company's operations are limited to California counties, creating potential geographic concentration risks that could impact its overall growth and stability. Furthermore, increasing competition in the California banking sector could lead to reduced profit margins and limit TriCo Bancshares’s ability to effectively compete for both deposits and loans.
This aggregate rating is based on analysts' research of TriCo Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TriCo Bancshares (TCBK) Analyst Forecast & Price Prediction
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