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UCB
Volume: 736.09K
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UCB Stock Forecast & Price Target

UCB Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 20%
Buy 20%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks Inc demonstrated a positive financial outlook through a 14 basis points expansion in Net Interest Margin (NIM) to 3.50%, surpassing estimates due to improved funding costs and a favorable asset mix shift towards loans. Additionally, the bank recorded a notable 6.3% increase in Net Interest Income (NII) quarter-over-quarter, with the recent onboarding of ANB adding $2.2 million to total NII. This performance reflects the bank’s strategic focus on enhancing its product offerings and efficient management of its financial resources, reinforcing its local community bank model.

Bears say

The financial outlook for United Community Banks Inc presents several concerns, particularly highlighted by a consistent miss in fees by $0.01 this quarter, indicative of a 1% decline from the previous quarter. Additionally, although the provision for loan losses beat estimates by $0.05, it still reflects a 23.4% decrease compared to the last quarter. Furthermore, while multiples are in line with peers, the bank's profitability remains slightly behind, with a return on assets (ROA) of 1.14%, suggesting potential challenges in operational efficiency and earnings generation.

UCB has been analyzed by 5 analysts, with a consensus rating of Buy. 20% of analysts recommend a Strong Buy, 20% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks Inc (UCB) Forecast

Analysts have given UCB a Buy based on their latest research and market trends.

According to 5 analysts, UCB has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks Inc (UCB)

Volume: 736.09K

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