
UMB Financial (UMBF) Stock Forecast & Price Target
UMB Financial (UMBF) Analyst Ratings
Bulls say
UMB Financial Corp. (UMBF) demonstrates a robust outlook driven by strong core fee income growth, particularly in its fund services, corporate trust, and custody businesses, indicating a solid competitive position. The company shows positive momentum in earnings, with the 2026 estimated operating EPS revised from $11.40 to $11.75, largely due to improved growth metrics resulting from enhanced loan contributions and geographic expansion following the HTLF acquisition. Furthermore, UMBF's anticipated benign credit quality and superior balance sheet growth prospects establish a positive foundation for ongoing revenue growth within its diversified fee income segments.
Bears say
The financial outlook for UMB Financial Corp is clouded by several key challenges that present a negative perspective on its stock. There are concerns regarding unexpected merger-related costs and credit issues that could resurface, along with slower-than-expected growth highlighted by a flat core net interest margin (NIM) expected in the upcoming quarter. Additionally, revisions to the 2026 earnings per share (EPS) estimates indicate a decrease from prior forecasts, coupled with operational risks stemming from potential integration problems and customer attrition, which could adversely affect future earnings.
This aggregate rating is based on analysts' research of UMB Financial and is not a guaranteed prediction by Public.com or investment advice.
UMB Financial (UMBF) Analyst Forecast & Price Prediction
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