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UMBF
Volume: 96.7K
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UMB Financial (UMBF) Stock Forecast & Price Target

UMB Financial (UMBF) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 33%
Buy 44%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

UMB Financial Corp (UMBF) exhibits a strong potential for core fee income growth, particularly through increased market share in its fund services and institutional businesses, which are expected to benefit from continued top-line production momentum. The company has demonstrated an 11% increase in residential mortgage balances and anticipates enhancements in revenue quality supported by its recent geographic expansion and the acquisition of Heartland Financial. Moreover, the forecasted earnings per share (EPS) for 2026 has been upwardly revised to $11.75, driven by improved loan growth contributions and a favorable outlook for credit quality and revenue growth across its diversified fee income segments.

Bears say

UMB Financial Corp faces several downside risks that underpin a negative outlook for its stock. Key concerns include the potential for merger-related costs causing dis-synergies, a flat core net interest margin (NIM) projected for the fourth quarter, and revised down consensus earnings per share for 2026, indicating slowing growth expectations from $11.33 to $11.05 before stabilizing at $11.38. Additionally, operational risks related to potential integration challenges and misjudged credit risks from acquisitions could negatively impact future earnings, especially given the company's high proportion of variable rate loans and the current environment of rising deposit costs.

UMB Financial (UMBF) has been analyzed by 9 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 44% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of UMB Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About UMB Financial (UMBF) Forecast

Analysts have given UMB Financial (UMBF) a Buy based on their latest research and market trends.

According to 9 analysts, UMB Financial (UMBF) has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $140.22, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $140.22, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

UMB Financial (UMBF)

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