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UNM
Volume: 1.4M
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Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 9%
Buy 64%
Hold 27%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group's stock outlook is positively influenced by its dominant position in the group benefits market, showcasing mid-single-digit premium growth and over 20% return on equity (ROE). The firm benefits from a favorable operating environment characterized by higher interest rates, demographic trends, and advancements in technology, all contributing to improved growth prospects. Additionally, Unum Group demonstrates robust financial health with over 90% free cash flow conversion, indicating effective capital management and operational efficiency.

Bears say

Unum Group has revised its 2025 and 2026 earnings per share (EPS) estimates downward to $8.48 and $9.25, respectively, indicating a concern over higher group disability benefit ratios projected at 62% and 63% for those years, alongside weaker earnings from its closed block segment. Additionally, increased long-term care (LTC) incidence rates, which are surpassing long-term expectations, add further uncertainty to the company's financial outlook. Despite the presence of reserves and capital supportive of the LTC segment, the potential need for a review of Generally Accepted Accounting Principles (GAAP) assumptions in the upcoming third quarter raises further risks to the company's financial stability.

Unum (UNM) has been analyzed by 11 analysts, with a consensus rating of Buy. 9% of analysts recommend a Strong Buy, 64% recommend Buy, 27% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 11 analysts, Unum (UNM) has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $94.55, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $94.55, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

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