
UPBD Stock Forecast & Price Target
UPBD Analyst Ratings
Bulls say
Upbound Group Inc. has demonstrated solid financial growth, with a reported 11% year-over-year increase in Gross Merchandise Value (GMV) for the third quarter of 2025, indicating successful risk-adjusted margin management within its decision-making processes. The company's Acima segment is experiencing faster-than-expected top-line growth due to an increase in new account acquisitions, which is pivotal for overall revenue enhancement. Additionally, the return to positive revenue growth in both the Rent-A-Center and Acima segments suggests a favorable outlook for sustained acceleration in performance compared to industry peers.
Bears say
Upbound Group Inc. is facing considerable challenges, particularly in its Acima segment, which is crucial for the company’s revenue, as losses are projected to increase to 16.5% compared to 10% in the fourth quarter of 2025. The financial outlook reflects a downward revision of earnings per share (EPS) estimates, reducing 2026 EPS by 13% and 2027 EPS by 10%, alongside a lowered target price, which compounds concerns regarding the overall health of Upbound's credit portfolio. The potential for subprime consumer credit deterioration raises alarms about the sustainability of Upbound's earnings and could lead to further declines in its book value if underwriting standards are not appropriately adjusted.
This aggregate rating is based on analysts' research of Upbound Group Inc and is not a guaranteed prediction by Public.com or investment advice.
UPBD Analyst Forecast & Price Prediction
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