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UPST
Volume: 3.09M

Upstart Holdings (UPST) Stock Forecast & Price Target

Upstart Holdings (UPST) Analyst Ratings

Based on 14 analyst ratings
Buy
Strong Buy 29%
Buy 21%
Hold 43%
Sell 7%
Strong Sell 0%

Bulls say

Upstart Holdings Inc. reported impressive financial performance with February originations reaching $1.075 billion, reflecting a 61% year-over-year increase, while daily originations averaged $44.9 million, up 51% year-over-year. The company's strategy to onboard new capital partners is expected to further accelerate growth in the coming quarters, enhancing its ability to scale operations. Additionally, advancements in Upstart's underwriting model and integration of artificial intelligence are projected to improve long-term profitability and reduce reliance on third-party banking partners, strengthening the overall financial outlook.

Bears say

Upstart Holdings Inc faces significant challenges due to the potential for higher loss rates on underwritten loans, which could adversely affect investor demand and result in negative fair value marks on the company's balance sheet. The current environment of elevated interest rates may hinder Upstart's ability to profitably underwrite loans at competitive APRs, thereby impacting both growth and profitability prospects. Additionally, caution among lending partners could lead to an uneven recovery in growth, further complicating the company's financial outlook in the coming quarters.

Upstart Holdings (UPST) has been analyzed by 14 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 21% recommend Buy, 43% suggest Holding, 7% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Upstart Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Upstart Holdings (UPST) Forecast

Analysts have given Upstart Holdings (UPST) a Buy based on their latest research and market trends.

According to 14 analysts, Upstart Holdings (UPST) has a Buy consensus rating as of Apr 16, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $49.79, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $49.79, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Upstart Holdings (UPST)

Volume: 3.09M

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