
UWMC Stock Forecast & Price Target
UWMC Analyst Ratings
Bulls say
UWM Holdings Corp has demonstrated significant growth in its market share within the wholesale mortgage origination segment, establishing itself as the clear market leader. The company's origination margins have benefited from an increase in refinancing activity, evidenced by a 26% quarter-over-quarter and 356% year-over-year growth in refi originations, further supporting its adaptability to shifting market conditions. Additionally, the servicing portfolio's increase to $242 billion signals robust operational performance, positioning UWM to capitalize on expected improvements in mortgage banking earnings as industry volume recovers.
Bears say
UWM Holdings Corp has experienced a 9.9% decline since the end of 2023, a performance that lags behind broader market indices such as the S&P 500 and Russell 3000, which have shown gains during the same period. The company's financial metrics indicate challenges, as their fourth-quarter 2024 loan production income of $407 million fell short of expectations, driven by lower volumes and a diminished gain on sale margin, compounding concerns about future profitability. Furthermore, the downward revision of the 2025 adjusted EPS estimate to $0.35 reflects broader expectations of reduced servicing income and ongoing pressure from high mortgage rates, which have adversely affected origination forecasts.
This aggregate rating is based on analysts' research of United Wholesale Mortgage and is not a guaranteed prediction by Public.com or investment advice.
UWMC Analyst Forecast & Price Prediction
Start investing in UWMC
Order type
Buy in
Order amount
Est. shares
0 shares