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VEL
Volume: 13.4K
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Velocity Financial (VEL) Stock Forecast & Price Target

Velocity Financial (VEL) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 67%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Velocity Financial Inc. demonstrated a solid financial performance with a reported non-warrant diluted GAAP common stock book value increase of 3.1% to $16.19 per share as of March 31, showcasing a positive trend in shareholder equity. The company effectively managed its nonperforming loans, resolving $76.4 million during the quarter with a net gain of $1.9 million, translating to a recovery rate of 102.4% of the underlying unpaid principal balance. Additionally, while the CECL reserve increased to 22 basis points of the total portfolio, this modest uptick indicates proactive risk management in the face of slight changes in nonperforming loans.

Bears say

Velocity Financial Inc. has experienced a decline in net interest margin (NIM), falling from 3.70% to 3.35%, indicating a reduction in profitability from its lending activities. Additionally, the blended cost of funds has increased to 6.23%, while the effective portfolio yield has decreased to 9.11%, suggesting a widening gap between borrowing costs and income earned from loans. Furthermore, disruptions in the mortgage-backed securities (MBS) market may hinder banks’ willingness to extend warehouse credit, which could negatively impact Velocity’s ability to finance its operations effectively.

Velocity Financial (VEL) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 67% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Velocity Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Velocity Financial (VEL) Forecast

Analysts have given Velocity Financial (VEL) a Buy based on their latest research and market trends.

According to 3 analysts, Velocity Financial (VEL) has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Velocity Financial (VEL)

Volume: 13.4K

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