
West Bancorp (WTBA) Stock Forecast & Price Target
West Bancorp (WTBA) Analyst Ratings
Bulls say
West Bancorp Inc. has demonstrated a positive financial trajectory, with significant growth in customer service revenue expected alongside an increase in total equity capital (TCE), projected to rise to 6.2% by 4Q25 and 6.6% by 4Q26. The company also reported a 7% quarter-over-quarter increase in net interest income (NII) for 4Q25, driven by loan growth across various sectors, which is expected to result in a year-over-year increase of 15% next year. Additionally, core fee income has increased 4% quarter-over-quarter, underscoring the bank's robust performance in generating diverse revenue streams.
Bears say
West Bancorp's recent financial performance has shown a concerning trend, with end-of-period (EOP) loans held for investment declining by 2% quarter-over-quarter, significantly underperforming expectations for growth. The bank's zero loan loss provisions in the third quarter and a slight reduction in the allowance for credit losses to 1.01% of loans indicate potential risks in asset quality as loan growth remains stagnant. Additionally, the outlook for loan growth is projected to be flat for the remainder of the year due to macroeconomic uncertainties and increased selectivity in lending, suggesting further challenges in maintaining revenue and profitability moving forward.
This aggregate rating is based on analysts' research of West Bancorp and is not a guaranteed prediction by Public.com or investment advice.
West Bancorp (WTBA) Analyst Forecast & Price Prediction
Start investing in West Bancorp (WTBA)
Order type
Buy in
Order amount
Est. shares
0 shares