
West Bancorp (WTBA) Stock Forecast & Price Target
West Bancorp (WTBA) Analyst Ratings
Bulls say
West Bancorp Inc. demonstrates a strong financial outlook, highlighted by a projected increase in its total capital equity (TCE) to between 6.2% and 6.6% by 4Q25 and 4Q26, enhancing its stability as it adapts to market conditions. The company is expected to achieve a 7% rise in customer service revenue, bolstered by improved efficiency ratios that should reach 51% by 4Q26, due to effective cost controls and investments aimed at expanding net interest income (NII). Furthermore, forecasts indicate robust increases in pre-provision net revenue (PPNR) of 43% and 18% for 2025 and 2026, respectively, reflecting West Bancorp’s ability to sustain year-over-year revenue growth alongside sound management practices.
Bears say
West Bancorp has experienced a decline in end-of-period loans held for investment (HFI), falling by 2% quarter-over-quarter, driven primarily by decreases in commercial real estate and commercial and industrial loans. The company anticipates flat loan growth for the remainder of the year due to macroeconomic uncertainties affecting client credit demand, as well as a more selective approach to lending, which is significantly below its historical growth rates. Additionally, West Bancorp's recent efficiency ratio of 61.9% is less favorable compared to its peers, indicating higher operational inefficiencies that may hinder overall profitability.
This aggregate rating is based on analysts' research of West Bancorp and is not a guaranteed prediction by Public.com or investment advice.
West Bancorp (WTBA) Analyst Forecast & Price Prediction
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